![]() ![]() ![]() For international travelers, receiving a SMS text messages on a US domestic mobile phone number means that the traveler always needs to roam with the US phone while traveling. Most people residing outside the United States do not have a US mobile phone number, but many do have US and Canada based accounts which need phone number verification. There are many telecom companies offering land-line numbers capable of receiving SMS text messages but banks recognize these numbers as being not mobile and will not deliver SMS text messages to such numbers. This “Phone Number Verification” certainly increases account security but at the same creates additional problems for international travelers and foreigners owning US and Canadian bank accounts. This code number provided by a SMS text message, valid only for a short period of 15 minutes or so, must also be provided correctly in order to access the account. At log in, after the user’s password has been entered and accepted, a SMS text message is automatically sent to the user’s mobile phone containing a code number. Typically, the account owner is asked to provide a domestic mobile phone number able to receive a SMS text message. For many banks and other institutions “Phone Number Verification” known as “2-Step Verification,” has become the preferred solution to verify a user before allowing account access. The recent Equifax data breach effected an estimated 143 million Americans, while about 3 billion Yahoo accounts were previously hacked. The urgency of such verification has also dramatically increased due to the ongoing theft of user identification information by cybercriminals. As the amount of personal accounts accessed via the internet, mobile devices and phones continues to increase, so will the tools used by banks and many other institutions to authenticate and verify the user attempting to access an account. Password security and account protection is an issue of great importance for everyone. ![]()
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